Managing your finances is crucial in today’s world, and having the right tools to do it efficiently can make a huge difference. If you’re based in Australia and looking for a budgeting app that can help you keep track of your expenses, you’re in luck. There are several options to choose from, and we’ve done the research to find the best one for you. In this article, we’ll discuss the top budget apps available for Android users in Australia, so you can make an informed decision and take control of your finances.
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10 Best Budget App Android Australia
Below is a compiled list of 10 Best Budget App Android Australia for your consideration, which have undergone rigorous testing and evaluation by our team of experts.
1. ATM Locator | Cash Machine
ATMs near any location in the world can be easily found with this ATM Locator app. A list and map display helps users navigate to cash machines with one click. The app is reliable and robust, utilizing multiple up-to-date databases. It can be used worldwide, making it a useful tool for travelers. The free version offers many features, with the option to upgrade to the PRO version for additional benefits such as no ads, voice search, and more search results. The app is also compatible with Wear OS. Supporting the app’s further development is possible by purchasing the PRO version.
2. Australian Taxation Office
The management of tax and super affairs can be done on the go with the ATO app, making it easy and simple. A personalised tax and super experience requires a myGov account that is linked to the ATO. With the ATO app, the progress of the tax return can be followed from start to finish, and payment lodgments can be viewed and actioned seamlessly via ATO Online. The app also offers secure login using device security features, viewing of tax accounts, super balances and accounts, and employment income and super contributions. Personal, business, and agent details can also be checked, and popular tools like myDeductions, Tax withheld calculator, ABN Lookup, and Business performance check can be accessed. The app can send usage data to improve it, but this can be turned off in the app’s settings. GPS can be used to record trips in myDeductions, but it can affect battery life if left running in the background. More information about the app is available at www.ato.gov.au/app.
3. Beem – Digital Wallet
Beem is a digital wallet that allows you to pay, request, transfer and split money, as well as earn rewards and store your loyalty and gift cards in one place. It is a secure and free app that is backed by eftpos. Beem facilitates payments, syncs up to your contacts, and allows you to split expenses between friends without the need for bank details. It also offers a BPAY® feature, as well as a gift card option. Beem Rewards can be activated to save while you spend, and all your loyalty cards can be stored in one place. Beem is downloaded by over 1.5M Aussies.
4. Cashrewards: Cashback Rewards
Cashrewards has already helped over 1.8 million Australians earn more than $165 million in cashback rewards from shopping. Cashrewards partners with over 2000 retailers, including big names such as Apple, Amazon, and Booking.com, to offer exclusive coupons, promo codes, and discounts. Shoppers can save money and earn cashback on a wide range of purchases, including travel, fashion, food, and sports. To get started, users simply join for free, shop online or in-store, and withdraw their cash rewards into a PayPal or bank account. Cashrewards also offers a digital wallet for users to check their rewards history, view their balance, and withdraw cash at any time. The platform places high importance on bank-level security to protect user data and donates 1% of every redeemed cash reward to the Starlight Foundation. Users can download the free Cashrewards app for even more smart shopping deals and in-store rewards. If anyone has any questions, they can reach out to the support team via email.
On eToro, a wide range of assets can be invested in by a community of 30 million investors. The world’s most popular markets and the most desirable assets can be accessed, including both traditional and innovative financial markets across the globe. The eToro app provides all the necessary tools to become an investor and start investing today. Stocks can be invested in with zero commission, and a diversified stock portfolio can be created without paying any markup, ticketing or management fees. eToro also allows for engagement, connection, and sharing of strategies with other investors. The award-winning CopyTrader™ technology enables replication of top-performing traders’ portfolios automatically. A new account on eToro receives a virtual portfolio of $100,000 with zero risk to try out the platform’s features. The platform is secured and regulated by nine financial authorities, including CySEC, FCA, and ASIC. Additionally, powerful trading tools can be accessed to create the best investment portfolio, and innovative smart portfolios are ready-made, fully allocated portfolios utilising cutting-edge technology to pick the best-performing assets while minimising long-term risk.
6. Expensify – Expense Reports
Expensify is an app that allows receipts to be scanned, business and personal expenses to be tracked, and travel to be booked all in one place. Millions of people worldwide use it to efficiently manage their spend. Expensify’s SmartScan technology captures the details of any receipt, meaning that there is no need to keep physical copies. The Expensify Card allows for easy payment, and the app codes and submits expenses for approval, reimbursement, and automatic sync with accounting software. Additional features include multi-level approval workflows, mileage tracking, and accounting integrations. Expensify has won numerous awards, including Top-Rated Expense Management Software on TrustRadius. It has been praised by publications such as Business Insider, the Wall Street Journal, and Forbes.
7. Finch – Personal finance app
The award-winning personal finance app, Finch, allows for easy budget tracking, group bill sharing, and paying friends all in one app, available on Android. Groups can split bills, share expenses, and settle later, while individuals can track their spending and even split bills directly from their bank feed. With biometric ID and bank-level security, Finch ensures a secure experience for users. The app has been recognized as the Best Personal Finance App and Best Digital Wallet Fintech in Australia in 2018, as well as Fintech Rising Star and App of the Month in Money Magazine. Finch is a convenient and smart solution for managing personal finances, available for download on Google Play.
8. Finder: Money, Finance Manager
Finder can help you save more money and grow your wealth by managing your finances, budget, savings, expenses, and finding better deals. Over 500K+ have joined the app and we are the most visited comparison site in Australia. The app can help you track your net wealth, credit score, and manage your money & personal finances. You can easily keep track of your income, savings and expenses, set financial goals, and monitor your progress. The Finder app is built using industry-leading security with end-to-end encryption. It’s safe, regulated, secure, and gives you control over what financial data you share with us without sharing your logins.
9. Frollo
The simplest way to turn around finances and get ahead is available through Frollo’s free money management app. Real-time insights into finances can be gained by downloading the app and shifting the balance. Over 120,000 users attest to its effectiveness, with credit card debt reduction averaging 30% within the first six months of use, and savings increasing by 18% within the first three months. The app features real-time insights, automatic categorization of spending, budget and tracking tools, automatic bill tracker, and goal setting and tracking. It also provides insider tips and insights to help users get the most out of their money. Frollo uses Open Banking to link accounts, resulting in a lightning-fast, real-time, secure, and accurate app experience.
10. GetReminded: Organise and save
The app GetReminded is used by people all around the world to receive alerts for when bills, contracts, and life events are due. The app is designed to help users stay on top of important things in life and is perfect for busy people. By using GetReminded, users can save time and money by keeping track of their cell phone plans, insurance policies, energy contracts, vehicle registration and licenses, online subscriptions, and much more. The app provides alerts for important due dates and offers from relevant advertisers. The app is 100% free and provides free support every day. GetReminded is the world’s best app for creating simple reminders and getting an organized life.